Privacy Policy

1. Introduction

At Financial Calculators ("we," "us," or "our"), we respect your privacy and are committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our calculators and services.

We encourage you to read this Privacy Policy carefully to understand our practices regarding your information. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

2. Information We Collect

2.1 Information You Provide to Us

We may collect personal information that you voluntarily provide to us when you:

• Fill out forms on our website, including contact forms
• Sign up for our newsletter
• Register for an account (if applicable)
• Provide feedback or contact us via email
• Enter data into our calculators

The types of information we may collect include:

• Contact information (such as name, email address, phone number)
• Profile information (if you create an account)
• Financial information entered into our calculators
• Your comments and questions

2.2 Information Automatically Collected

When you visit our website, we may automatically collect certain information about your device and usage patterns. This information may include:

• IP address
• Browser type and version
• Operating system
• Referring website
• Pages of our website that you visit
• Time spent on those pages
• Information about how you interact with our website

We collect this information using cookies, web beacons, and other similar technologies. Please see our Cookie Policy section below for more information.

3. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our website and services
• Process and complete transactions
• Send you administrative information, such as updates, security alerts, and support messages
• Respond to your comments, questions, and requests
• Send you marketing communications (with your consent where required by law)
• Monitor and analyze trends, usage, and activities in connection with our website
• Detect, prevent, and address technical issues
• Protect against harmful or unlawful activity

Local Processing of Calculator Data

Please note that the financial information you enter into our calculators is processed locally on your device and is not transmitted to or stored on our servers unless you explicitly save or share your calculations using our services. This is designed to protect your privacy and the confidentiality of your financial information.

4. How We Share Your Information

We may share your personal information in the following situations:

• Service Providers: We may share your information with third-party vendors, service providers, contractors, or agents who perform services for us or on our behalf.
• Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
• Protection of Rights: We may disclose your information to protect the rights, property, or safety of Financial Calculators, our users, or others.
• With Your Consent: We may share your information with third parties when you have given us your consent to do so.

We do not sell your personal information to third parties.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

We use the following types of cookies:

• Essential Cookies: Necessary for the website to function properly.
• Preference Cookies: Enable the website to remember choices you make and provide enhanced features.
• Analytics Cookies: Help us understand how visitors interact with our website by collecting and reporting information anonymously.
• Marketing Cookies: Used to track visitors across websites to display relevant advertisements.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

6. Data Security

We implement appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information.

7. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

8. Your Data Protection Rights

Depending on your location, you may have the following data protection rights:

• The right to access, update, or delete the information we have on you
• The right of rectification – the right to have your information corrected if it is inaccurate or incomplete
• The right to object – the right to object to our processing of your personal data
• The right of restriction – the right to request that we restrict the processing of your personal information
• The right to data portability – the right to be provided with a copy of your personal data in a structured, machine-readable format
• The right to withdraw consent – the right to withdraw your consent at any time where we relied on your consent to process your personal information

To exercise any of these rights, please contact us using the contact information provided below.

9. Children's Privacy

Our website is not intended for children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we can take necessary actions.

10. Third-Party Websites

Our website may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

contact@mynovo.fun