Terms of Service

1. Acceptance of Terms

By accessing or using the Financial Calculators website, including any calculators, tools, content, or services offered (collectively, the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

These Terms of Service apply to all visitors, users, and others who access or use the Service. By accessing or using any part of the Service, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the Service.

2. Description of Service

Financial Calculators provides online financial calculators and educational resources intended to help users understand financial concepts and perform financial calculations. Our Service allows users to input their own data to generate estimates, projections, and calculations related to various financial scenarios.

The Service is provided "as is" and on an "as available" basis without any representation or endorsement made and without warranty of any kind, whether express or implied.

3. Modifications to the Service and Terms

We reserve the right at any time to:

• Modify, suspend, or discontinue the Service (or any part or content thereof) without notice at any time
• Modify these Terms of Service at any time by posting the revised terms on this site

Your continued use of the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes. It is your responsibility to check this page periodically for changes.

4. User Accounts and Registration

Some features of our Service may require registration or creation of an account. If you choose to register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account and password
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

5. User Content and Conduct

When you use our Service, you may provide information, data, text, or other materials ("User Content"). You retain all rights in, and are solely responsible for, the User Content you post to the Service.

By providing User Content, you grant us a non-exclusive, royalty-free, worldwide, perpetual, and irrevocable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with providing the Service.

You agree not to post User Content or use the Service in any way that:

• Is unlawful, harmful, threatening, abusive, harassing, defamatory, or invasive of another's privacy
• Infringes any patent, trademark, trade secret, copyright, or other intellectual property rights
• Contains viruses, corrupted files, or any similar software or programs that may damage the operation of our or another's computer
• Interferes with or disrupts the Service or servers or networks connected to the Service
• Attempts to gain unauthorized access to any part of the Service, other accounts, or computer systems or networks connected to the Service

6. Intellectual Property Rights

The Service and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of Financial Calculators and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Financial Calculators.

Nothing in these Terms gives you a right to use the Financial Calculators name or any of the Financial Calculators trademarks, logos, domain names, and other distinctive brand features.

7. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Financial Calculators.

Financial Calculators has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Financial Calculators shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

8. Limitation of Liability

In no event shall Financial Calculators, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use, or alteration of your transmissions or content
• Calculations, projections, or estimates made using our Service

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damage.

9. Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Financial Calculators, its subsidiaries, affiliates, and licensors do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location
• Any errors or defects will be corrected
• The Service is free of viruses or other harmful components
• The results of using the Service will meet your requirements
• The calculations or information provided through the Service are accurate or reliable

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

11. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Contact Us

If you have any questions about these Terms, please contact us at:

contact@mynovo.fun